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LOCUM PROTECTOR

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What Are My Chances Of Being Disabled Or Unable To Work?

Dec 03, 2024

Many of us tend to think of becoming disabled as something that happens to other people, particularly those with physically demanding jobs. Whilst being a locum is physically demanding, owing to the long distance trips and standing or walking anywhere between 6-12 hours a day, apparently only about 10% of all disabling injuries happen on the job.

If you're young and fit, you might believe your chances of being disabled are less than an older persons, but stats show that isn't the case, not to mention, you have more years during which you might become disabled.

The Older You Get, The Higher Your Chances Of Being Disabled For Longer Periods Of Time

Age

Average length of disability

Probability of disability lasting 5 years or more

20-24

69 months

30%

25-29

74 months

32%

30-34

78 months

35%

35-39

82 months

38%

40-44

85 months

40%

45-49

86 months

43%

50-54

86 months

45%

55+

84 months

46%

For disabilities lasting three months or longer. Source: council for disability awareness

For a more statistical assessment, I can help to calculate your personal disability quotient (your own chance of being injured or becoming ill - that could force you to miss work for an extended period of time.

Any specific questions or want to know more? I'd love to hear from you, email me at [email protected] or call me at +447491280562 or schedule a free call at calendly.com/etochi-uzoagbara-accessfs/15min